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September 26, 2025

New IRS Rules: Catch-Up Contributions Go Roth-Only for High Earners—Here’s What It Means

If you’re over 50, you’ve probably appreciated the ability to make “catch-up” contributions to your 401(k). That extra $7,500 (on top of of the standard $23,000 in 2025) gives you...
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September 19, 2025

The Fed’s Rate Cut and What It Means for You

The Federal Reserve cut interest rates today by 0.25%, lowering the benchmark federal funds rate to a target range of 4.00%–4.25%. It’s the Fed’s first cut since December...
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September 12, 2025

The Fed, CPI, and Your Portfolio: Why Markets React Faster Than You Think

This week’s Consumer Price Index (CPI) report showed headline inflation at 2.9% year-over-year and core inflation at 3.1%. That’s a big improvement from...
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September 4, 2025

Chasing Jackpots or Building Wealth? Lessons in Risk Management from the $1.7 Billion Powerball

The Powerball jackpot has soared past $1.7 billion, and millions of Americans are buying tickets, dreaming about instant wealth.
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August 26, 2025

Powerball Fever: What Lottery Dreams Can Teach Us About Wealth, Taxes, and Planning for Your Own Jackpot

The Powerball jackpot is soaring again — hundreds of millions (sometimes billions!) are up for grabs, and millions of Americans are lining up at gas stations and grocery stores for the chance to hit it big.
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September 17, 2024

Why Retirement Planning is Important?

Retirement planning isn't just about accumulating wealth—it's about ensuring that you have the means to support your desired lifestyle, manage unforeseen expenses, and preserve your financial independence throughout your retirement years.
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